The Benefit X-Change® is a robust web-based administration platform allowing businesses to offer "Defined Contribution" medical reimbursement and a private healthcare exchange for their employees’ to purchase personal health policies on a tax-free basis. The Benefit X-Change functions as a complete standalone employer health benefits program or as a supplement to an existing group health plan and complies with all applicable ACA, HIPAA, ERISA, DOL, and IRS regulations.>
EMPLOYERS spend what your business can afford...>
We help you determine a reasonable and affordable contribution for each class of employees - finally, a budget you control.
Offer an excellent benefits solution for recruiting and retention. No minimum, no maximum, and no participation requirements.
Stop reducing benefits each year. Start increasing them. Enjoy better cost predictability and increased choice for your employees.
Contribute from $0 to unlimited. Create different classes of employees and set each class at a different amount, including part-time and 1099 contractors if you choose.
Eliminate cumbersome administration, including COBRA, ERISA, PPACA, IRS, and HIPAA compliance.
We answer all employee questions. We help your employees take greater ownership of their health care purchasing decisions and more appreciate your contribution.>
EMPLOYEES get their own personalized benefits store...>
Leading-edge technology -- to help match you with benefits that are best suited to your individual needs, family situation, and budget.
No more "one-size-fits-all." Purchase your own personal, individual plans which are much cheaper than a group plan.
Confidential, reliable and trustworthy service from licensed professionals with benefits expertise through the Benefit X-Change Support Center.
You have access to more benefit options than are typically available at Fortune 500 companies and we remove the guesswork to make the whole process easy - even fun.
You become more aware of your health care finances and purchases - and more empowered to take control of your healthcare and benefits portfolio.>
Your private Benefit X-Change®, an online store where your employees buy personal health benefits and reimburse themselves TAX-FREE with money allocated through your "Defined-Contribution" health plan.>
The Employee Benefits Resources You Need>
The Benefit X-Change uses innovative, cutting-edge technology and three decades of industry experience to offer employers their own personalized Private X-Change®, predictability in health-care costs and a realistic path out of benefits management.>
Outsource Your Healthcare Administration>
The Benefit X-Change operates as your benefits administration platform to automate the handling of enrollment, eligibility, employee support, payroll reporting and more. Saving employers time and money plus empowering employees creates a WIN-WIN environment for employee recruiting and retention!>
The Formula is Easy>
The employer signs up, determines their contribution and enrolls their employees. Each employee receives their own user names and passwords.>
Employees select the policies they want from the X-change, choose policies that best fit their needs and pay the premiums themselves.>
The employer uses its existing payroll software or service to record pre-tax deductions and reimbursements in less than 5 minutes per month.>
How Does This Work For My Company?>
With the rising costs of healthcare, businesses are searching for alternatives to expensive group plans. With the Benefit X-Change®, your employees will have access to a wide selection of top-tier personal insurance products and your company can contribute as little or as much as you’d like. Plus both employer contribution and employee premiums are 100% tax-free.>